More and more banks offer employees wishing to find a job on a remote basis. Oleg Tinkov’s bank is famous for its principles of remote servicing, it does not have representative offices, all servicing takes place exclusively via the Internet. Tinkoff actively invites you to become their manager, an employee who will conduct activities at home.
A lot of people went through employment in this organization, for more than a dozen years of existence there is enough information and feedback for analysis. On the one hand, Tinkoff provides almost everything necessary for independent work at home, on the other hand, expectations from cooperation are often overstated.
Advantages and disadvantages of working at Tinkoff Bank
Consider the pros and cons of working with Tinkoff. At the same time, we will not forget about the standard advantages and disadvantages of remote work.
- Undoubtedly, the main thing that provides work at home from Tinkoff Bank is the lack of the need to visit the office. For many, this is the main criterion for choosing this type of cooperation;
- The amount of earnings directly depends on the number of successful calls. Here, success is closely related to the abilities of the employee, not everyone knows how to properly conduct dialogue to achieve positive results. But if there are no problems with this, then the amount of income can reach pleasant values and not greatly depend on the time spent;
- The formalization of labor relations, but not under an employment contract, but under civil law. The consequences of a civil contract are not to provide sick leave and vacation pay. You will not have a salary, earnings will be a percentage of transactions;
- Providing a customer database. You will not have the obligation to seek customers. All contact numbers will be provided by Tinkoff.
- Ability to plan a work schedule depending on personal affairs. Another plus of any freelance. Although working in a tinkoff bank is not a freelance, but a free schedule is a feature that combines udalenka and freelance;
- Lack of any interview. Among all the vacancies, you will be selected those that best suit your skills, after filling out the questionnaire remotely;
- A sufficient number of vacancies. The probability of not finding a job is close to zero;
- Training for future work. You are not left to their own devices, after employment, a distance learning course, communication with a mentor and practice are put;
- Free possession of a Tinkoff bank card.
In addition to the extensive list of advantages, there are a number of disadvantages:
- High expectations. It seems that this problem should concern the employee himself, because expectations are everyone’s personal business. Only expectations are overstated by excessive promises. About a third of the promises are only part of that, or not at all what was meant. The most important thing that causes the employee’s mood to spoil is less than expected income. The real income of the majority of employees is about 20 thousand rubles / month. Those who know effective ways of conducting a dialogue can boast of twice as much big income;
- Tinkoff’s promise of stable earnings in a week is not realized. In fact, understanding the principles and nuances of work, starting to get your 20,000 rubles stably will come in 1-2 months. Everything is individual, but on average it is;
- Jobs in Tinkoff job offers in large numbers. In practice, they are limited, not available in all cities. The specific situation can be found out only by sending a resume;
- The type of activity itself is not suitable for everyone. At a minimum, there should be a predisposition to negotiation.
What vacancies are available at Tinkoff Bank for remote work?
Through cooperation with Tinkoff Bank, making money on the Internet is possible through the following operator vacancies:
- recruiting officer;
- secured loan agent
- accident insurance;
- car insurance;
- customer service operator;
- processing customer requests;
- for the sale of banking products.
This list of vacancies promises the Tinkoff website itself. However, it was previously noted that in fact the number of available vacancies is more modest. What kind of work is available in Tinkoff? Employee reviews say the following: the most common offers to start cooperation are a specialist in the sale of banking products, insurance and judicial recovery. Consider these vacancies.
Sales specialist for various banking products. Your task will be to call and advertise new services and products of the company. Successful work requires not only the ability to speak beautifully, but also knowledge of the features and nuances of Tinkoff Bank services. There is a plan, a minimum bar for the number of services sold, it must be maintained.
Insurance operator. You will need to offer various insurance products – from car insurance to travel packages. Payment is made here in hours, which is fundamentally different from the payment system in other areas.
Debt collection specialist. Do not confuse this activity with collection services. Your task will be to delve into the problem of the debtor and try to help him solve it, to persuade him not to hide from payments. Income in this area is 14% of the amount of debt repaid. If you want and, if you find an approach to customers, at the expense of three or four debtors you can ensure a normal monthly income. But debts, as well as situations in which debtors find themselves, are different, therefore, not everything is as simple as you want.
How is registration for remote work in Tinkoff
Getting settled at Tinkoff is fairly easy. For employment, you will need to perform the following actions:
- Go to the official website of the company and register on it;
- Fill out a form indicating your surname, name and patronymic, contact details, date of birth;
- Agree by ticking the processing of personal data;
- Choose a vacancy;
- Take an interview by phone. An interview is necessary to evaluate your qualities and the possible redistribution (offer) of another vacancy. Here it is possible to ask questions of interest;
- Practice by making a call to the mentor and then to the actual client. That’s not difficult. If difficulties arise at this level, then it is probably best not to even try to move on. Consider then other real ways to make money on the Internet.
All of these actions are completed in just a few hours. Already on this day it will be possible to begin in actual activity as a specialist. All activities will take place over the Internet in the official browser program. Communication using Internet telephony, which will require a headset.
How much money can you really earn by working in Tinkoff at home
As an employee of Tinkoff, earnings on the Internet can reach 50 thousand rubles a month. This is the average amount for the year. But about 5-10% of distance workers have a similar income. What sets them apart from the rest?
- The desire to learn, develop;
- Lack of apathy from the first failures;
- Confidence in their actions;
- Goal setting and work planning, self-discipline;
- Sociability, high learning ability;
With a similar set of character traits and principles of approach to business, one can easily fall into the list of the indicated ten percent. Otherwise, earnings will be more modest, the process itself will be more difficult. Do not forget about the nuances associated with territorial features, which also have an impact. Real reviews about working at Tinkoff Bank say that the average employee receives about 20-25 thousand rubles, working 40 hours a week. There are smaller numbers, clearly written by dissatisfied results by applicants.
Is it worth it to work at Tinkoff Bank from home?
First of all, you need to understand that Tinkoff is an online bank, so there is no other way of cooperation. When answering a question, it is important to understand for yourself whether you are ready for this work? Do you have character traits and skills for constant communication with clients? To achieve success, it is important not just empty communication, but logical, verified steps towards the consent of the client to conclude an agreement, purchase a service, draw up an application, return a debt and other counter actions.
How difficult it is at the Tinkoff bank to make money from home, the reviews say differently, but the trend shows the possibility for everyone who wants to conclude an agreement and try their hand. Even if someone later becomes disappointed, writes a negative review, for him the question is whether to work with this bank will not stand. Therefore, it is recommended that you send an application for employment, evaluate your strength in practice.
There are plenty of negative reviews about working at Tinkoff Bank. People write in them that not everything is as cloudy as they promise and there are many negative nuances. Naturally, Tinkoff lures workers into its ranks, slightly embellishing the truth. But on the other hand, the “golden mountains” and not really huge incomes, as a rule, on the Internet promise various kinds of scam. Faced with real reality, candidates unsuitable for such work are eliminated in a natural way.
If this type of work is not interesting, you can try making money on Tinkoff investments. Today Tinkoff is one of the leaders in investing. If you have analytical thinking and interest in investing, investing with Tinkoff might not be out of place.
Many citizens have no choice but to work from home. For them, Tinkoff would be an ideal option. If you have the opportunity to choose how to exercise the right to work in your city, then work at home or in the office is up to you. However, the tendency to self-employment, freelance, remote work is observed everywhere, therefore, Internet banking has the right to exist. And behind any Internet project are real people, one of which you can become. The only question is whether you like this kind of work.